Top five Things to Know about Filing Auto Insurance Claim

When you are involved in a car accident, it's important to know what all things you need to do after that. Filing an insurance claim against your own insurer or the other party's driver involved in the same accident is one of the most important things that follow an accident. Laws regarding insurance may differ from state to state but it's always better if you know all the basics about filing an auto insurance claim.

Here are the top fives you should know when involved in a car accident:

ü  What to do after loss?

You must report all your losses after the accident to your insurance company

ü  What information to provide the insurance company?

Proof of loss, police reports, medical, and auto repair bills

ü  Choosing the auto repair shop

Ask if you have the option to choose the repairer on your own

ü  Deductions by the insurance company

Get to know what deductions the insurance company is considering regarding your car damages and repair work

ü  Evaluating the retail value of your car

Keenly look in to how the insurance company is determining the retail value of your car

Bayside Smash Repairs is a leading accident repair centre approved by the best auto insurance companies. We provide you with complete insurance and claims process assistance. Our Brighton smash repairs centre is well known for its high quality repair services. We are also among the best panel beaters Moorabbin.

How to Choose the Right Auto Repair Service Provider for Your Car

Car is a crucial part of lives of most of car owners. They share a special attachment with their cars and always want to see it in a great condition. However, choosing the right auto repair service provider is not always easy and can be stressful, if you end-up with the wrong one.

This tough task becomes tougher, if your car meets any minor or major accident. Damages after an accident should be looked after more carefully and repairs must be perfectly finished. If you fail to choose the right repairer for your car, you would eventually be worried about its internal and external appearance as well as overall performance. Thus, when it comes to maintain your beloved car for years and pay the bills for its repairs from time to time, it's critical to choose the right auto repair service provider for your car.

Here are a few quick tips to help you find the right auto service provider:

ü  Research on Internet; you can read everything about a company on Internet

ü  Shortlist few and drop in visits to get a brief idea about service, facilities, equipment, and charges

ü  Talk to your friends or relatives located in the same area

ü  Check out for automotive certifications and automotive signs the service provider has Balance both convenience and price to suit your needs

ü  Talk to mechanics, ask right questions, and take advices about what repairs to be done in your car

ü  Ask how much time the service provider will take to return your car after repairs

These are some simple basic tips but will certainly help you get the best of auto repair service centre in your area. Bayside Smash Repairs is one of the best accident repair centres in Victoria and offers services in suburbs such as Cheltenham, Brighton, and Moorabbin.

We are a leading crash repairs Cheltenham and smash repairs Moorabbin. Bayside Smash Repairs could be your best local choice. Try out our repair services and drive comfortably for years!

How to File the Car Insurance Claim

One of the most important things you have to do after an accident is to call your car insurance agent and file a claim. Always make sure that you provide the most accurate explanation of the accident to your insurance agent. Everything goes fine if you keenly follow the guidelines given by your insurance agent.

Here are the steps to follow when you file the car insurance claims:

ü  Do you really want to file the claim?

Make sure that you think twice about really filing the insurance claim. You can also take your agent’s opinion on this. Filing an insurance claim means a negative entry in your insurance records which is not at all desired. Keeping your insurance records clean is very important and thus, you must take a firm decision regarding this. No matter if the accident is your fault or not, it's always better that you ask yourself if you can pay for the damage without any financial hardship; and if yes, then not filing the claim is good.

ü  Have you prepared a worksheet?

If you want to file the insurance claim, prepare a detailed sheet of checklist of the things to do after an accident. Have you tried finding any witnesses to back up you explanation in front of the insurance company? This helps a lot.

ü  Submit all the documents

Ask your agent about all necessary documents and paperwork. You will have to send the copies of these documents at the earliest from your side because they might be asked for anytime.

 

ü  File the claim

Your insurance company handles all the insurance and claims process on your behalf. You just need to keep the track of its progress.

 

ü  The other party might call you!

If there are some differences between both the parties involved in the accident, you will probably get a call from the insurance company of the other party. Without being nervous, just make sure that you document everything that you say on the call.

 

ü  Get your car fixed!

After the approval of your insurance claim, your insurance company calls you and sends in an insurance adjuster to assess the car damages and evaluate overall costs for repairs. This is the time when you can finally get your car fixed!

 

Bayside Smash Repairs is one of the best panel beaters and smash repairs Moorabbin. We are also a recognised Brighton smash repairs centre. We provide you with complete assistance in insurance and claims process till we finally handover your car to you!